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5 Ways To Save On New Drivers Car Insurance

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As a parent, insuring a new driver can be a huge expense, especially because you don’t have any leverage to prove that your teen is a good and safe driver. Too bad, right? Well, not necessarily.

We know that you’re doing everything in your power to give your teen the tools to drive safely, so here are some ways that you can cut costs on insuring your new driver.

1. Have your teen take an accredited driving course

There are many courses that you can choose to enroll your teen in to make sure that your insurance premium for your teen stays low. Make sure that you are signing your child up for an . Not only is this kind of driving course extremely beneficial because it will help your teen learn the basics of driving, it will save you thousands of dollars in car insurance over a three year period.

2. Insure your teen as an occasional driver

When you’re purchasing insurance for your teen, bundling car insurance policies or including your teen as an occasional driver could save you a lot on your car insurance. If you are planing on getting your teen a car once they get their license, make sure that you check the make and model for insurance and deductible costs.

3. Put restrictions on when your teen can drive

Driving in the winter, or driving at night are opportunities for accidents, regardless of coverage. For the first few weeks, don’t allow your new driver to drive at night or in extremely poor weather conditions like rain or snow. Having a good driving track record is super important when a driver is new, and even the smallest accident could have your insurance premiums shooting through the roof.

4. Don’t splurge on a new car

If you’re thinking about getting your new driver a brand new car as a gift for receiving their license, think again. If the make or model of the car you are choosing to insure is expensive, your premium will go up, and so will your deductible. Take a look at which cars are cheapest to insure, but are also safe to drive. It may be worthwhile to go for function over style when it comes to your teens first car.

5. Try usage based car insurance

One of the main reasons why new drivers car insurance rates are so high is because new drivers don’t have any sort of driving record. Insurance companies have to rely heavily on risk statistics to determine what to charge for your car insurance. monitors your driving habits over a trial period, and your insurance premium is adjusted accordingly. This is a great motivator for your young driver to drive safely, and you could save up to 25% on your car insurance depending on what car insurance provider you use.

Driving for the first time is a new and exciting experience! With the right tools, your teen will hit the road with the confidence and knowledge to stay safe, and you’ll have the best available car insurance for your unique situation.

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Tips To Shop Auto Tires That Last At Great Prices

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Interlocking Tires

You can save a lot of money on new tires. All you have to do is look.

If you own an automobile, you will probably know the significance of timely tire replacement. Tire tread gets worn down with usage, making replacing them a safety essential over a certain period of time.

Drivers, therefore, need to take a proactive approach to tire replacement rather than wait until it is too late. Sure, having to shell out a good amount of money for a quality set from reputed brands such as Canadian Tire can be a bit discouraging, but you should not settle for anything but the best, seeing as your vehicle’s safety greatly depends on tire quality.

If you are looking to buy durable tires at great prices, here are some tips that can help.

1. Know what you want

Before you start looking for great deals on the best brands, it helps to have some requirements. Start by determining the , which can probably be found in your car’s owners’ manual.

Do some research online and even consider talking to an expert for better guidance. Learn the tire lingo, as well, so that you have a proper understanding of terms like all-season tires and high-performance tires.

2. Understand that age matters

You may want to save money by buying used tires, but age matters. Before you decide to settle for used tires that you got a good deal on, make sure to ask the seller about their age.

Manufacturers recommend the replacement of tires every six years, irrespective of the condition, so ensure that the ones you are buying do not already need replacement.

3. Look for coupons and promotions

If you know the right place to buy, you can surely find a steal of a deal on quality tires.

Check online to find coupons and promo codes to economize your purchase. If you are prudent enough, you may even find and other giant retail companies that sell a wide range of automotive products.

In fact, finding such promotions and deals doesn’t require much work. A few clicks will do the trick.

4. Shop at the right time

Another good idea to buy tires that last at a great price is to shop at the right time. Of course, you will need a replacement at a specific time, but it also helps to watch out for promotions and offers during the and peak tire sales.

You may even find better deals if you want replacement of all four of your tires because manufacturers often come up with offers like “Buy three, get one free”.

5. Find a deal that covers related services

When you want tire replacement for your vehicle, you will need some related services like an installation as well. Why not look for discounts on tires and installation services as a package deal?

A little hustling when shopping can get you quality products without spending a fortune. But as enticing as promo codes and coupons can be, don’t forget to prioritize high-quality tires.

After all, tire quality determines the safety and performance of your vehicle, and neither should not be compromised at any cost.

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How To Choose A Car For Your Teenager In 4 Easy Steps

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Find Good Car For Teen Driver

Learn how to get your teen driver ready to own a car and drive safely.

It might seem like just yesterday they were toddling around in footie pajamas, begging you for one more bedtime story, or refusing to eat anything but chicken nuggets and carrot sticks. Now your child is taller than you, loves Korean food — the spicier the better — and just passed his driver’s test!

Before you know it, he’ll be heading off to college, but for the time being, you’re looking forward to having someone else in the family who can run errands and pick up your youngest from gymnastics class.

Buying a car for your newly minted driver makes a lot of sense. Before you head to the dealership or start browsing Craigslist for beaters, take a look at these tips we’ve compiled to help keep teens safe behind the wheel and teach them responsibility.

Make Sure They Have the Safest Ride Possible

Safety is likely to be your number-one concern, even if it ranks close to last on your teenager’s wishlist. Experts recommend that you get a car with as many safety features as your budget will allow.

Look for features like electronic stability control, blind-stop warning systems, automatic emergency braking, forward collisions warning, backup cameras, and limited acceleration.

In general, the larger a vehicle, the more protection it will provide for passengers, so steer clear of tiny little coupe-style sports cars.

There are some exceptions to this rule, however. Bottom line? Do your research and come up with a list of 10-20 possible makes and models that will .

Budgetary Concerns

There are several different ways to approach the financial aspect of a first car for your teenager; It will depend on your family’s finances, whether or not your child has a part-time job, and whether the car will be theirs exclusively or simply a second household car that they’ll be using often.

You might want to make your teen’s first car a gift, but stipulate that she pay for insurance, gas, routine maintenance, and minor repairs. Or you could ask her to pitch in for the auto’s cost, and split the other expenses as well.

Whatever approach you choose, make sure you set a budget before you begin car shopping.

Most parents in this situation can find something suitable by searching for . Another option is investing in new wheels for yourself, then bequeathing your older, but still safe and functional car to your child.

Set Some Ground Rules

Teenage drivers are notoriously dangerous on the road, so allowing your offspring to get behind the wheel is nerve wracking, to be sure.

But you can ease your worries by establishing for driving and the consequences for not following them. A few basic requirements should include:

  • No texting or cell phone use while driving
  • No drinking or drug use and driving
  • Mandatory seat belt use for everyone in the car
  • Compliance with all speed limits and traffic laws

Some parents do not let their teenagers drive after dark. Others disallow friends or even younger siblings as passengers, as peers can be very distracting to a new driver.
Consider stipulating that your teenager only drives with an adult in the car, or by herself, for the first six to 12 months after getting her license.

There are devices that you can use to monitor your new driver, but use them as a last resort. It’s better to get buy-in from your teen because of practical safety reasons — texting and driving can be fatal, speeding can lead to accidents or tickets — than because they’re being monitored.

Teach Them Necessary Car Maintenance

Teach your teen driver how to perform basic maintenance on a vehicle. Filling the tank with gas, refilling fluids, checking (and possibly changing) the oil, jump-starting the battery, putting air in the tires, and replacing a flat are all skills that any driver should have.

Additional lessons can cover how to drive in snowy or icy conditions, what to do if you start skidding or hydroplaning, de-icing car locks, and other climate-related skills.

Make sure that their trunk is stocked up with first-aid and emergency repair kits, as well as emergency provisions, warm blankets, a scraper and snow brush, extra windshield wiper fluid, and so on.

Lastly, Let Them Go

We know how hard it can be to watch your baby drive off into the sunset and leave you behind. Of course, you’ll be there to help if they should miscalculate and run out of gas, back into a street sign, or get involved in a fender bender.

But once you have passed on all of your knowledge and parented to the best of your ability, the wise thing to do is to stand back and let them go.

Have you ever given your child a car? What was the first car you ever drove? Let us know your thoughts by leaving a comment below!

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6 Signs That Your Car Needs Servicing

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Prevention is better than cure, so spare yourself big costs and a major headache by taking care of your car.

Just like how our body sends signals that something’s not right before we get sick, our cars drop hints before a major problem occurs.

Unfortunately, many car owners turn a deaf ear and a blind eye to any jarring noise or broken wire that might suggest a break down is imminent.

Yes, ignoring the warning signs that your car gives off will mean having to face any sudden inconvenience to your regular routine, along with possibly being slapped with costly repairs.

As the old saying goes, prevention is better than cure, so take your car for servicing when something seems wrong so that you don’t have to deal with the cost and headache of something actually breaking.

Here are six signs to pay attention to the next time your car starts acting weird.

1. Warning Lights on Your Dashboard

As cars become more futuristic and complex, being able to directly identify the root problems behind the numerous potential issues that can occur has become more difficult. Fortunately, that is why dashboard has symbols and flashes connected to every major system in your car.

For instance, whenever an engine symbol is flashing, it usually means that something may not be right with that part of the car.

A flashing ‘check engine’ light is one of the most obvious signs that any person who cares about his or her car shouldn’t ignore.

You may look up your car manual to see what the symbol depicts. If the light keeps flashing, then make sure to take your car to a service center as soon as possible.

2. Unresponsive or Sensitive Brakes

Cars these days are fitted with the most advanced braking system on the market, be it automatic braking system, collision avoidance system or . This is why you experience a quick and smooth response whenever applying the brakes.

But if you experience any resistance, any strange noise or even increased sensitivity, then it may indicate an issue. , disks, and fluids often get strained while driving; therefore, their wear could lead to problems.

Since brakes are the most important safety system of your vehicle, you shouldn’t take any signs of trouble lightly. It’s imperative that you take your car to a workshop or for servicing when you detect issues with the brakes.

3. Unusual Emissions, Sounds or Vibrations

If you find anything uncommon like too much emission coming out from your car or strange vibrations and sounds, don’t just pass it off as normal. The excessive emissions may be signaling oil leakage, blockages, or build-ups.

While some vibrations may be simply due to a loose piece of plastic stuck between the tyre and the rim, persistent vibrations could signal something much more troublesome. Ditto for any sounds produced by your car — if they sound unusual or unpleasant, don’t ignore them.

Dealing with any of these problems early can save you costly repairs later.

4. Stalling

Stalling and cutting are often the direct result of shifting into the wrong gear. However, if you’re positive that you’ve got the gear right yet this problem happens frequently, then take your car to the service station.

The issue might be signaling some sort of failure in your engine, such as faulty spark plugs or clogged fuel filters.

Your engine and transmission are the most expensive parts of your car, so don’t let the situation escalate. Get it sorted pronto!

5. Grinding Gears

Your car’s expensive gearbox undergoes wear and tear everyday, so it requires considerable attention. It needs fluids for replenishment, along with general maintenance, to help ensure smooth gearing and a pleasant driving experience.

If you’re experiencing a grinding noise when changing gears or there is a leakage of transmission fluid, act on them. Getting them resolved early on can save you from shelling out a boatload of money later.

6. Ignition Problem

A quiet and smooth ignition is what one would expect from a healthy and well-functioning car. However, if you face any whirring sounds or stutters when you start your car, then know that things need to be checked.

It could signal a dying battery or some fault in the motor. Whatever the cause, a visit to the service station is needed.

Buy Car Insurance To Keep Your Car Covered

Along with being proactive in taking care of your car, also buy the right policy for your vehicle. Since every vehicle is vulnerable to the risk of damage and loss, having a comprehensive policy will cover you for such kind of losses and expenses.

A comprehensive motor insurance policy will compensate you for any third-party liability that may arise, ensuring it doesn’t cause a dent in your pocket. It will also cover you against expenses occurring due to damage or loss to the car or any injury or death sustained by the owner-driver.

For further coverage, you may even buy add on benefits that include roadside assistance, no claim bonus and zero depreciation cover.

Take care of your beloved car by getting it serviced on time and keeping it insured.

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